Our Core Values

The Tampa One branch of The Mortgage Firm invites you to experience the difference in mortgage lending. We service the entire state of Florida and when you start the loan process with one of our loan consultants, you can count on your own personal team working in close contact with you throughout the entire process. Since this branch began, we have relied on Realtors and past clients to give us word-of-mouth referrals.

The clients that we earned through past successes have led to us thriving during the housing crisis of 2008 and consistently growing our branch to this day.

Our past clients continue to send their friends and family to Tampa One because we exemplify our four core values throughout every loan process.

Availability
We’re working for you on weekdays, nights, and weekends when most mortgage professionals are not.

Knowledge
For the past 20 years we’ve been perfecting our knowledge of mortgage loans and our knowledge of the Tampa Bay area real estate market.

Integrity
We will do the right thing regardless of the benefit to the branch, because our clients are top priority.

Transparency
We will provide consistent communication along the way. Status updates at every step to keep all parties involved. Honesty throughout the process – even if it’s bad news. And no surprises at closing.

Our Mission
The Mortgage Firm’s Tampa One provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.

APPLICATION CHECKLIST
1. Clear copy of your Driver’s License
2. If not a US Citizen, copy of your Green Card or other Official Documentation
3. Two or more current, consecutive pay stubs; to equal one full month of pay
4. Last two W-2’s or 1099’s
5. Last two complete tax returns with all schedules. (Personal and/or corporate –if applicable).
6. If retired, copy of your Social Security Awards letter, 1099’s, and/or pension statements.
7. Two current months of bank statements on all accounts, INCLUDING ALL PAGES (FOR EXAMPLE; 1 OF 2, 2 OF 2.) NEED PAGES INTENTIONALLY LEFT BLANK.
8. Documentation of large deposits (copies of cancelled checks)
9. Current statement for any investment accounts; 401K’s (with terms of withdraw), stocks, bonds and/or IRA accounts.
10. Current Mortgage statement and Insurance Declaration page with yearly premium amount (if applicable.)
11. Copy of statements for HOA dues on all properties currently owned (if applicable)
12. If you are selling your present residence, supply a copy of the signed contract.
13. Complete copy of your divorce decree, the final judgment, and Marital Settlement Agreement (if applicable)
14. Copy of bankruptcy papers including evidence of discharge (if applicable)
15. If applying for a VA loan while on active duty: Statement of Service Letter and Certificate of Eligibility.
16. If applying for a VA loan and not on active duty: copy of DD214 and Certificate of Eligibility.
17. For REFINANCES: Copy of the Survey, Homeowner’s Insurance, Owners Title Policy, and Flood Insurance